The Purchase Process
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| The first step is to arrange financing. You need to know what
you can afford and the seller wants to know you can actually afford to buy
their property. The process starts with Pre-Qualification and you need a
mortgage lender for this step. |
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| In Florida the seller normally chooses the title company
due to the fact that they provide the title, but when given the opportunity I recommend
Seminole Title because they seem to have the most competitive pricing.
However, I want to make it clear that I have never experienced anything but
the highest level of professionalism from all the title companies I have come
in contact with. |
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Title Companies |
| Jane Early, Escrow Officer |
| Seminole Title |
| 6875 Seminole Blvd |
| Seminole, FL 33772 |
| Phone: (727) 392-1254 |
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Home Loans |
| Mary McBride |
Eric Coyner |
| Branch Manager |
Home Loan Consultant |
| Wells Fargo Home Mortgage |
Countrywide Home Loans |
| 5959 Central Avenue #105 |
2551 Drew St # 205 |
| St Petersburg, FL 33710 |
Clearwater, FL 33765 |
| MAC #1777-011 |
(727) 724-0263 Ext 236 |
| (727).343-8687 Ext 108 Tel |
800-669-9392 Ext 236 |
| (727) 804-6996 Cell |
(727) 424-3205 Cell |
| (727)343-5159 Fax |
(866) 408-5126 Fax |
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Mary.McBride@wellsfargo.com
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Eric_Conyer@cCountrywide.com |
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| The mortgage company will order an appraisal. Either the mortgage company or the
title company can order your survey within 30 days of closing. You will have
the option of having a home inspection but due to the large geographical area
we cover I make recommendations based on the location of your purchase. |
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| 1031 Exchanges: Phil Freeman at Colonial Bank
(727)-585-3111 |
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